if ur still having trouble with cheat codes then listen here

During bustin' out or freeplay mode on PS2 you press start (during gameplay) and enter this code (dont press code at same time, press quickly in order) R2, L1, L2, left on the d-pad (not on on along stick), and Circle. You should here a voice say "ooh" or "uh" Then press start. IN a couple sec. you should see a litlle gnome figure next to the street in the current house you're living on. Now press start again and enter codes like money cheat (press L1, R2, Right, Square, and then L3) or all locations (R2, R3, L3, L2, R1, L1)

for the money cheat after you press the cheat you will hear a voice say ooh or ah like all the other cheats to confirm that you put in the cheat correctly. After you press the money cheat unpause the game and then walk to the little gnome figure. Click on him and it will say "give money", and there's your free money.

And as far as I know you cant go the the grim reaper's house and you cannnot greet him ya noob