To get quick money First look at your trade book and find a island
that has a certain item as a contraband and smuggle that item in by
talking to the smuggler in the tavern and tell him u have some items
to sell. (hint its easier if u buy the contraband item for an island
exporting it to get it cheaper). now go to the place where the
smuggler tells u to and sell it to him. now the way to get the money
is u WANT to get caught. The guards will come up and talk to u. no
matter what u say they will end up fighting u so tell him whatever
then RUN! get back to your ship. now when u go to the ship in the bay
there will be 2 or 3 ships waiting for u from that country. now these
ships are always frigate which if captured will haul u in about 90,000
piece. there easy to capture because all the ships are badly unscrewed
the most I have seen one have was 40 guys on the ship. So I take the
ships and sell them. (the boat i used for this was a schooner)